Your Xero data updates daily - but your forecast doesn’t.
Founders depend on real numbers, not stale spreadsheets. But by the time your team updates sales, payroll, or expenses, your model is already out of date. Model Reef connects directly to Xero and turns Xero daily data updates into automated, real-time forecasts - always accurate, always reconciled, and always ready for investors.
The hidden costs of spreadsheets outside the Xero ecosystem:
- Manual exports that break financial forecasts with Xero
- Inconsistent models that obscure real-time Xero insights
- Delayed decisions caused by missing or outdated Xero business analytics
Trusted by clients with over US$40bn under management.
When your forecast lives outside Xero, it’s already wrong.
Every founder knows the pain - export, paste, rebuild, pray the links hold. But by the time the spreadsheet reconciles, your actuals have changed. You end up maintaining the model instead of managing the business. Model Reef eliminates this cycle by creating a live financial engine that syncs continuously with your ledger, delivering connected forecasting for founders and actionable founder financial insights.
See how Model Reef turns your Xero data into a live, connected forecast.
These capabilities show how founders move from static spreadsheets to automated insights.
Connect to Xero
Authorise once and pull live actuals instantly for trusted Xero accounting integration.
Build Forecast Automatically
Model Reef generates a fully linked P&L, balance sheet, and cashflow for complete automated Xero forecasting.
Analyse & Share
Create scenarios, track KPIs, and share live dashboards for confident company financial forecasting.
Watch a demo to see Model Reef in action.
A connected approach to forecasting, runway, and reporting.
Model Reef integrates seamlessly into your Xero environment, giving founders the clarity needed to lead and communicate effectively.
Step 1:
Connect Instantly
Link Xero securely for fast, reliable Xero accounting data sync.
Step 2:
Automate Forecasting
Model Reef builds live, reconciled forecasts that power predictive financial planning.
Step 3:
Stay Reconciled
Each new transaction refreshes your model automatically for dependable Xero financial management.
See how Model Reef standardises Xero forecasting.
Faster insight, fewer errors, and stronger investor confidence.
Model Reef gives founders clarity and speed, turning real-time data into better decisions and better communication.
Save Time Every Month
Save $20,000 per year in reclaimed time
Cut forecasting prep by 80% using always-current financial forecasts with Xero.
Reduce Reconciliation Errors
Avoid $75,000 in rework
Eliminate 95% of broken formulas with continuous Xero accounting integration.
Protect Valuation & Credibility
Unlock $300,000 in reputation preservation
Present investors with live, accurate data amplified by real-time business metrics.
See how founders achieve ROI with live Xero forecasting.
The Xero-connected forecasting toolkit for founders.
These features give founders a powerful forecasting engine without leaving their accounting ecosystem.
Automated 3-Statement Model
Generate linked financials instantly for credible cash flow forecasting for Xero.
Scenario Planning
Test pricing, hiring, and growth assumptions for better company growth projections.
Collaboration & Permissions
Invite investors and advisors with secure access for transparent Xero reporting tools.
Live Dashboarding
Track revenue, margins, and runway using dynamic real-time business metrics.
Explore all Xero forecasting features.
Security built for founder-level financial oversight.
Model Reef protects sensitive startup and investor data with enterprise-grade infrastructure.
End-to-End Encryption
Secures all Xero-synced financial data across the entire forecasting workflow.
Audit-Level Tracking
Records every update for compliant, investor-ready financial reporting with Xero.
Granular Access Control
Set permissions by user type for safe, role-based forecast automation for companies.
Questions before you start?
Here are the most common questions we get asked in demos.
Explore related workflows for founders and leadership teams.
Model Reef supports forecasting, liquidity, valuation, and investor communication across the entire startup lifecycle.
Businesses preparing to raise funds
Build investor-ready models that accelerate fundraising.
Learn more
Providing banks 3-statement models
Deliver reconciled, lender-grade forecasts automatically.
Learn more
Start-ups Post Series A-D
Scale finance operations with live reporting and multi-department planning.
Learn moreExplore all Model Reef use cases for founders.
Forecasts that stay as live as your Xero data.
Model Reef turns daily Xero entries into an always-current financial model - eliminating spreadsheets and giving founders the clarity to act sooner and communicate better.
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Trusted by clients with over US$40bn under management.