Financing & Debt Modeling
Practical guides to modelling loans, facilities, covenants, and refinancing - with a focus on real cash obligations, risk visibility, and lender-ready outputs.
Articles on Financing Structures and Debt Cash Flows
Hands-on articles that show how to model debt properly, avoid circular references, and clearly understand cash commitments and covenant risk.
Lease vs Loan: How to Compare Cash Obligations Side by Side
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Fees, OID & Prepayment Penalties: How Not to Miss Them in Your Debt Service Schedule
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Building a Lender Pack: Turning Your Debt Schedule into a Cash Coverage Story on One Page
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Financing and Debt: How to Model Loans, Vendor Finance, and Covenants Without Spreadsheet Chaos
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Interest Methods (30/360 vs ACT/365): How to Pick and Model Them Correctly
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Draws & Repayments: Building a Headroom View for the Next 13 Weeks
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Minimum Cash & Coverage: Simple Covenant Monitors for Your Debt Schedule
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Term Loans, Revolvers & Bullets: A Practical Debt Financing Model With No Circular References
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Refinancing: Modeling Fees, Break Costs & Cash Timing (No Surprises)
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Vendor Terms vs Bank Debt: Modeling When Vendor Finance Is the Cheapest Cash
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Featured Reads on Debt and Financing
A curated selection of articles that focus on making financing structures transparent, defensible, and decision-ready.
Minimum Cash & Coverage: Simple Covenant Monitors for Your Debt Schedule
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Term Loans, Revolvers & Bullets: A Practical Debt Financing Model With No Circular References
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Refinancing: Modeling Fees, Break Costs & Cash Timing (No Surprises)
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Explore adjacent pillars that connect financing decisions to planning, investment, and asset management.
Asset Management
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Budgeting & Forecasting
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Capex & Project Evaluation
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Investment Decisions
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Mergers & Acquisitions
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