Assets, Liabilities, Equity and Opening Balances
Build a complete balance sheet with clean logic for capex, depreciation, loans, working capital and equity - all flowing automatically into cashflow and keeping your statements fully balanced.
Watch: Build a Complete Balance Sheet in Minutes
Follow these simple steps to add assets, configure liabilities and set opening balances that flow cleanly across your statements.
Step 1: Add Assets & Capex
Step 2: Set Up Liabilities
Step 3: Enter Opening Balances
See the Difference Instantly
Before Model Reef, balancing assets and liabilities meant stitching spreadsheets together and debugging links. Now the balance sheet always ties - automatically, accurately and instantly.
| Task | Before Model Reef | After Model Reef |
|---|---|---|
| Add Capex | Manual schedules | Built-in depreciation logic |
| Model Liabilities | Complex loan formulas | Structured interest + repayments |
| Balance the Sheet | Constant troubleshooting | Always-balanced statements |
A complete balance sheet with zero reconciliation work.
Your Balance Sheet, Always Balanced
Model Reef connects assets, liabilities and equity into a clean, consistent structure - giving you confidence that every line ties to cash and performance.
Clarity in decisions
Understand how asset and liability movements impact cashflow.
Accuracy you can trust
Depreciation, interest and working capital are calculated automatically.
Speed that saves hours
Skip reconciliations - your balance sheet balances instantly.
Experience balance sheet modelling without the headaches.
Keep Learning, Keep Exploring
Every tutorial builds on the last - helping you understand how assets, liabilities and equity connect into cashflow, valuation and performance.
Each new skill makes your model more accurate, more complete and easier to maintain.
Explore the Features Behind This Workflow
Model Reef handles the mechanics of depreciation, repayment, working capital and balancing - so your focus stays on strategy, not spreadsheets.
Driver-Based Modelling
Use drivers to control asset additions, repayment schedules and equity changes.
Real-Time Scenario Analysis
Test changes to capex, debt or equity assumptions instantly.
Automated Consolidation
Roll up multiple entities or divisions into a single balance sheet.
Real-Time Collaboration
Work with your team to refine balance sheet assumptions and track updates.
See all features that streamline financial structure modelling.
Ready to Build a Complete Balance Sheet?
Start your free 14-day trial and build a fully balanced asset, liability and equity structure - without writing a single formula.
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